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NetWorth Financial Services is a financial planning firm formed by the merger of two firms based in Johns Creek, GA. Steve Clark founded NWFS in 2001 and as he described it, “his life became much more interesting” in 2007 when he suffered a terrible accident leaving him paralyzed. Amazingly and through strong will and determination, Steve continued to provide a “client centered approach” to financial planning for his clients. In 2015 Steve was introduced to Johns Creek Wealth Management and founder Reagan Curl. They realized their skills sets and passion for serving investors were similar and developed a strategic alliance to collaborate for the benefit of their clients. Unfortunately, Steve lost his fight with complications associated with his condition on July 1st, 2016. Reagan is honored to continue in the legacy of Steve as a valued and trusted advisor for both the clients of NetWorth Financial Services and Johns Creek Wealth Management. Johns Creek Wealth Management has merged with NetWorth Financial Services, and going forward we will be doing business only as NetWorth Financial Services.

Johns Creek Wealth Management was founded by Reagan Curl, CPRC & CMFC, in April of 2010. He elected to establish an independent firm, believing this would be the most appropriate platform to offer services and options that allowed him to focus on the clients’ needs first. Reagan states that “we are not affiliated with an insurance company, a Wall Street wire house or a bank; we are truly independent and report to our clients first”. “I realized that there was a need for unbiased consultation for investors who seek personal guidance without the product-push our industry has been known for” Reagan relates. “Additionally, many investors seek more than just investment management but more importantly how this relates to their goals and what risks must be addressed to provide them with a clearer path towards those goals”.

In 2012, Bob Ostapower joined Johns Creek Wealth Management as a tax planning assistant to provide depth and experience to our clients. With nearly 30 years of accounting experience and having achieved the Certified Financial Planner TM designation, his perspective has proven invaluable to the benefit of our clients.

We maintain a concentrated focus on service and not point of sale. We offer a no obligation consultation to determine if our services are appropriate for perspective clients. We believe that it is critically important that a potential client benefit from our comprehensive in-depth approach and invite you to submit a request for an appointment. Prior to your appointment, you will receive a short questionnaire that will allow us to better understand your current situation and goals to insure that we make the best use of our time together in our initial consultation.

Whether you are seeking comprehensive in-depth financial planning, tax planning or tax preparation, please understand that we will need to gather and understand your entire financial situation.


Reagan has been actively working in the financial services industry for over 19 years for various investment companies and is the founder of Johns Creek Wealth Management and now President of NetWorth Financial Services. He is married...

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Robert Ostapower, CPA, CFP®

Tax & Financial Planning Professional



Bob has over 20 years of experience in financial services and is both a CPA (Certified Public Accountant) and a a CFP® practitioner or CERTIFIED FINANCIAL PLANNERTM practitioner. He previously managed a tax practice that served over...

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Sheila is a graduate of the University of Georgia and has primarily worked in sales and marketing. She is a Georgia native who has lived in Alpharetta for the past 17 years with her husband, Steve. They have 2 daughters. She loves to...

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